LIFETRACK
Retired or a dependant
This part of the guide provides information about your pension from the Main Section, how it increases, and the benefits payable on your death in receipt of a pension.
It is particularly relevant to you if you are a Pensioner Member or are receiving a Spouse’s pension or children’s allowance from the Main Section. If you are a Contributing or Deferred Member you may wish to refer to it for information about how your benefits will be paid when you decide to take them.
Helpful pages
How to use this website
How to use the glossary and jump to the topics you are interested in.
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What kind of member am I?
Find out whether you are a contributing member, deferred member, or pensioner member.
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Useful things to know
Find out about taxation of contributions, the State Pension, and how your life events may impact your benefits.
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This guide is a summary of the main provisions of the RWE Group relevant to you and your benefits. It is not, and is not intended to be, a summary of every detail of the RWE Group or to cover every set of circumstances.
The RWE Group’s detailed benefit provisions are set out in its formal governing documents, the trust deed and rules. This guide summarises the benefits provided by the RWE Group and its related provisions. Whilst every effort has been made to summarise the benefits and provisions of the RWE Group accurately, if there are any differences between this guide and the trust deed and rules, the trust deed and rules (as amended from time to time) will apply and override the terms of this guide.
This guide is dated January 2025. Every effort has been made to ensure the guide is up to date and accurate at the time of writing, however, subsequent changes to the RWE Group’s governing documents, applicable legislation and/or the tax regime may consequently affect its accuracy or completeness.