LIFETRACK
Welcome to your guide to the Main Section
of the RWE Group of the Electricity Supply Pension Scheme.
Essential information: This guide is dated March 2025. This guide is a summary of the main provisions of the RWE Group relevant to you and your benefits. It is not intended to be a summary of every detail or to cover every set of circumstances.
This guide tells you about the range of benefits you’re entitled to as a member, how your pension is calculated, when you can take your benefits and the options available to you at retirement.
In some areas, there are differences depending on whether you are a Contributing Member, a Deferred Member or a Pensioner Member receiving a pension from the Main Section.
Please visit the What kind of member am I? page for more information.
For some members, benefits and options may differ in some areas from those set out in this guide. You can also find out if this guide applies to you further down the What kind of member am I? page.
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Helpful pages
How to use this website
How to use the glossary and jump to the topics you are interested in.
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What kind of member am I?
Find out whether you are a contributing member, deferred member, or pensioner member.
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Useful things to know
Find out about taxation of contributions, the State Pension, and how your life events may impact your benefits.
Read moreDisclaimer
This guide is a summary of the main provisions of the RWE Group relevant to you and your benefits. It is not, and is not intended to be, a summary of every detail of the RWE Group or to cover every set of circumstances.
The RWE Group’s detailed benefit provisions are set out in its formal governing documents, the trust deed and rules. This guide summarises the benefits provided by the RWE Group and its related provisions. Whilst every effort has been made to summarise the benefits and provisions of the RWE Group accurately, if there are any differences between this guide and the trust deed and rules, the trust deed and rules (as amended from time to time) will apply and override the terms of this guide.
This guide is dated January 2025. Every effort has been made to ensure the guide is up to date and accurate at the time of writing, however, subsequent changes to the RWE Group’s governing documents, applicable legislation and/or the tax regime may consequently affect its accuracy or completeness.